Cheaper Car Insurance! - Bitsy's Quick Tips

Cheaper Car Insurance! - Bitsy's Quick Tips
Today's Quick Tip is all about Car insurance, and how to lower the cost! Bitsy suggests taking a defense driving course. It is about and only takes a couple of hours to complete. However it can take up to 10% off your insurance bill for the next 3 years! Also, if you are married, some insurance companies give and additional up to 10% off your car insurance as well! Check Out: www.firstnetlearning.com Subscribe! ‪www.youtube.com Frugalicious.net Facebook www.facebook.com Twitter: twitter.com The Frugalicious Show is a web tv show that helps you live the best possible life while spending the least amount of money. Bitsy and Erin share budget-friendly lifestyle tips on The Frugalicious Show, and Bitsy shares some of her favorite money-saving ideas in her weekly segment, Bitsy's Quick Tips. Learn how to live a Frugalicious life without sacrifice. Have a Frugalicious find you want to share? Leave a comment! Hi everyone, I'm Bitsy Jennings from The Frugalicious Show, and this is Bitsy's Quick Tips. I've got some tips for lowering your car insurance bill. Did you know taking an online defensive driving course can lower your premiums? I took one through Costco dot com - and got a 10% discount because of my membership - the class was only and only took a few hours to complete. Now I save 0 per year because of it - for the next three years! Check out the link below, and call your insurance provider to ask about their policy on defensive driving classes, and while you've ...

Today's Quick Tip is all about Car insurance, and how to lower the cost! Bitsy suggests taking a defense driving course. It is about and only takes a couple of hours to complete. However it can take up to 10% off your insurance bill for the next 3 years! Also, if you are married, some insurance companies give and additional up to 10% off your car insurance as well! Check Out: www.firstnetlearning.com Subscribe! ‪www.youtube.com Frugalicious.net Facebook www.facebook.com Twitter: twitter.com The Frugalicious Show is a web tv show that helps you live the best possible life while spending the least amount of money. Bitsy and Erin share budget-friendly lifestyle tips on The Frugalicious Show, and Bitsy shares some of her favorite money-saving ideas in her weekly segment, Bitsy's Quick Tips. Learn how to live a Frugalicious life without sacrifice. Have a Frugalicious find you want to share? Leave a comment! Hi everyone, I'm Bitsy Jennings from The Frugalicious Show, and this is Bitsy's Quick Tips. I've got some tips for lowering your car insurance bill. Did you know taking an online defensive driving course can lower your premiums? I took one through Costco dot com - and got a 10% discount because of my membership - the class was only and only took a few hours to complete. Now I save 0 per year because of it - for the next three years! Check out the link below, and call your insurance provider to ask about their policy on defensive driving classes, and while you've ...
Video Rating: 3 / 5

Extreme Producers: Their Insights And Secrets: Quick and easy-to-read ideas that will build your insurance and financial services career
In more than 20 years in insurance and financial services sales, I’ve had the privilege to talk with many of the top producers in the field. These producers, who routinely post huge sales numbers, have shared insightful sales and personal growth ideas that have enriched their personal and professional lives. I, in turn, have shared these success stories with others, hoping they’ll achieve greater success through this shared knowledge. The book is designed to provide quick-and-easy moneymaking ideas that will help you achieve your dreams for yourself and your family.

Extreme Producers: Their Insights And Secrets: Quick and easy-to-read ideas that will build your insurance and financial services career

List Price: $ 9.99

Price: $ 9.99

euronews U talk - Car insurance cover across European borders
www.euronews.com Nicolas from Brussels asks: "I plan to take my family to southern Italy this summer. Will my Belgian car insurance cover expenses if we have an accident on our way through France or in Italy?" Luisa Laranjo, aSenior Comminication Officer at Europe Direct responds: "Wherever you are travelling in one of the 27 EU member states plus Iceland, Liechtenstein and Norway, your car insurance policy will automatically provide the minimum cover - the third party liability (if you injure someone else) required by law. "If you are responsible for the accident abroad, you need to fill out the 'European accident statement'. You can get it from your insurer and it is identical in most countries. "Your car insurance will cover up to the amounts set out in your insurance contract. Therefore, if the actual damage exceeds the maximum amount in the country where the accident happened and you do not have higher cover in your insurance policy, you will have to pay the difference. "As from 12 June 2012, the minimum amount covered by compulsory insurance amounts to at least, for personal injuries: - 1000000 euros per victim or - 5000000 euros per claim - whatever the number of victims "And for material damages, it amounts to: - 1000000 euros per claim - whatever the number of victims. "However, other types of damage such as injuries you suffer - the so-called first-party insurance, fire, theft and so on suffered while abroad, are not a standard part of insurance policies. If you ...

www.euronews.com Nicolas from Brussels asks: "I plan to take my family to southern Italy this summer. Will my Belgian car insurance cover expenses if we have an accident on our way through France or in Italy?" Luisa Laranjo, aSenior Comminication Officer at Europe Direct responds: "Wherever you are travelling in one of the 27 EU member states plus Iceland, Liechtenstein and Norway, your car insurance policy will automatically provide the minimum cover - the third party liability (if you injure someone else) required by law. "If you are responsible for the accident abroad, you need to fill out the 'European accident statement'. You can get it from your insurer and it is identical in most countries. "Your car insurance will cover up to the amounts set out in your insurance contract. Therefore, if the actual damage exceeds the maximum amount in the country where the accident happened and you do not have higher cover in your insurance policy, you will have to pay the difference. "As from 12 June 2012, the minimum amount covered by compulsory insurance amounts to at least, for personal injuries: - 1000000 euros per victim or - 5000000 euros per claim - whatever the number of victims "And for material damages, it amounts to: - 1000000 euros per claim - whatever the number of victims. "However, other types of damage such as injuries you suffer - the so-called first-party insurance, fire, theft and so on suffered while abroad, are not a standard part of insurance policies. If you ...
Video Rating: 5 / 5

Tips and How to Get Scholarship in Nigeria, Ghana

 How to Get Scholarships - How to Get Scholarships in Nigeria, Ghana, Togo, ...
Scholarships are tricky things. Everyone wants one. Few people get them. Apparently, there are millions out there that go unused on an annual basis. Because scholarships differ from loans in that they are free money, they are coveted beautiful things. They are also brilliant resume boosters and look fantastic on any resume.
Now, there are so many types of scholarships, it helps to be abreast of the types, time ranges, amounts, and places to find them. Some high schools give away scholarships prior to attending college. Some scholarships are merit based, others need based, others interest based, other cultural based. The list goes on.
The best way to begin seeking scholarships is to do your research. Every college and university will have a dowry with various scholarships. Usually they will be listed on the school's website; however, you can always inquire as to their prevalence. When you learn about them, you can find out how much, many, and reasons behind them. Essentially, scholarships don't usually just get handed to you (although some lucky people do find this fortuitous world). You must do your research.
Here are some types of scholarships.

1. Merit Scholarships - Scholarships typically revolve around this type of award. People who excel in academics are awarded a scholarship on the basis of their overall academic achievement. This may come in the form of top GPA, excellent SAT scores, and so on. These are highly competitive and may come in various forms.
2. Need-Based Scholarships - This type of scholarship is given purely on financial means. They are designed to fund the less-fortunate students in their academic pursuits. Scholarship committees look at various reasons for this hardship: Parents' income, number of siblings in school simultaneously, expenses, cost of living, etc.
3. Athletic Scholarships - Scholarships are popularly given to star athletes by universities to recruit them for the athletic teams. Many athletes complete their education free of charge, but also pay the price of overworked team sports. Usually full-scholarship athletes are recruited by "scouts" while in high school. You don't usually pursue this type of scholarship; it is given to you.
4. School-Based Individual Scholarships - Every school offers specific scholarships relevant to specifics from the university: donors, individual name scholarships, personal scholarships, and so on. Sometimes you have to apply directly to the scholarship, and other times, just by being accepted, you are placed in the bowl for possible scholarship awards.
5. Full/Partial Scholarship - Many people look at scholarships as a whole and think that they sometimes cover everything. If you are lucky enough to receive a full scholarship, then yes, they cover living, books, and tuition. However, many scholarships are partial, meaning they may cover simply living, simply books, or part of the tuition. If you are awarded any type of scholarship, take it and run! They are prized, wonderful gifts, and you should feel honored to receive one.

While several scholarships are school based, others are based on almost every other personal element that can exist. Several websites and books are designed purely for the existence of finding scholarships. Here are some websites and books that serve as search agents and listings of all the scholarships that exist. If you try hard enough, you are likely to find at least one or two that match your interests and qualifications. It takes much patience and time, but you are bound to find a scholarship for you.
Website: www.escholar.info
Books:

• How To Go To College Almost For Free by Ben Kaplan 

Winning Hearts Leads to Winning College Scholarships

 A mother was at home, and there was a knock at the door. She opened the door and was surprised to see a person standing there with a bouquet of flowers. It wasn’t a holiday, birthday, or anniversary. The flowers were a total surprise!

They turned a rather ordinary day into an exceptional one to be remembered for weeks to come.

Little remembrances are cherished. And, the person who sends them is not forgotten. We all like to be remembered in unusual and caring ways.

The teachers and staffs of high schools aren’t any different and yet, it does not happen very often for them. Kind words are good, but a thoughtful note is better, and a small gift is best.

A teacher remarked that she once had a student who had many physical issues. It created some unusual classroom problems in her chemistry class. The mother of that student knew this
and constantly thanked the teacher with complimentary notes and small gifts throughout the school year not just on holidays. It made the teacher feel appreciated, needed, and
respected.

A typical high school has administrators, teachers, and a support staff. Who will be affecting your student? Who will your student have for classroom teachers in the coming year?

Find out who they are. You will want to know the
receptionist at the main desk. Don’t forget the secretary in the guidance office. Who cooks the lunches, sweeps the floors, and empties the wastebaskets? Bus drivers often have a particularly difficult situation. Also remember the principal and vice-principal. Many times all of these people are only remembered when something negative happens. Letting them know that you recognize and appreciate the jobs they’re
performing, for the benefit of your child, will make it easier for your student.

Favors and kindnesses are always returned. Find out when those birthdays and anniversaries happen and remember them with a card, note or even cookies. And, in those few short years, when college scholarship time rolls around, people
will be happy to write glowing testimonials for your student.

Remember this: everything in life is a decision, make the right ones today for your college scholarship success.

 

 

How to cope with Stress in Nigeria

Stress in Nigeria is quite inevitable. Each day Nigerians are faced with different kinds of stress ranging from traffic jam, Power Failure, and other Nigeria Factors.

Whether you work in a high-stress job like the Nigeria banking industry or struggling to get a Job in the jobless Nigeria Country, or have endured a traumatic event that has heightened your stress levels, learning to cope with stress is the only way to manage it here in Nigeria. Because while stress may not go away completely, it is possible to reduce it in so you can enjoy your life.

Below are some tips I prepare for my Nigeria brothers and sisters on how to cope with stress

When you feel stressed, try to take a long and deep breath. It will help you a lot in coping with stress at any particular moment.

Take regular breaks from your work. No matter how tedious your work may be, always try and take a break. It does help.

Get regular exercise. This days, most Nigerians hunt for money on a 24hr basis to the detriment of their health. This is not good. Try to make out time for exercise. It is very important for maintenance of good health.

Eat a balanced diet. I know the Nigeria Economy is very bad. Try to eat balanced diet.

Do not depend upon drugs and alcohol to help you relax. This is bad stress management technique.

Good time management and organization skills is also very important in stress management.

Be an Optimistic Person. Find the positive in every situation. View adversity as an opportunity for learning and growth.

If a relationship makes you stressed, end it if possible.

Always Smile. Smile makes one feels better.

For people like me who always use computer and depends on Power for work, the stress of power failure can be unbearable. Try to get a UPS and a standby generator.

Do you need Cheap Ticket? Where can you get Cheap Ticket


The Box Office is the Place For Getting Cheap Tickets

For people who like to think of themselves as being theater buffs and who try to take in as many theatrical performances as they can, getting hold of discounted show tickets can be quite a thrill. Securing discounts is especially exciting for people who are enamored of the grand shows on Broadway, which can cost upwards of $100 and more per seat. At those prices, purchasing tickets through the box office can get so expensive that it limits how often they can attend such theatrical events.

The fact is that not as many people these days can afford to pay full price for their theater tickets and still be able to enjoy as many shows as they would like to take in. And, for those who are traveling to New York City and are already dealing with the increasing price of air tickets and hotel accommodations these days, it is even more important to try to find the best ticket prices in order to be able to enjoy as many of the Broadway spectacles as possible during their visit.

The good news is that in today's internet age, there are more options than ever for finding cheap tickets and avoid paying the full price that the box office charges for live productions. There are now several different internet sites where theater buffs can go to find discount codes and coupons for various event tickets. Some even have special promotions and contests for free tickets.

These special websites are designed particularly for people who are able to plan well in advance and buy tickets to the Broadway shows early in the season. Often, these discount ticketing websites also function as a marketing and promotional arm of the big shows by helping to kick off ticket sales of new shows or help increase the ticket sales, especially if one of the shows is lagging somewhat in popularity.

These sites often have access to special discount coupon codes that can be used to make online ticket purchases through the site. At the same time, sometimes you can use these codes or coupons and take them right to the box office and receive your discount at that time. These sites are typically listed as part of the guidebook to the Broadway shows.

There are some restrictions on some of these discounts and generally is a limited selection of showtimes tickets to choose from. This is so that the ticket sales can be regulated somewhat and so that discounts are not given for show times that are the most popular. Instead, many of the cheap tickets available will be for matinees and evening performances, Monday through Thursday.

Those who attend the theater often have learned that it is best to buy tickets early in a new theater season, in order to have an opportunity to secure discounts on the tickets. It is also a good idea to inquire at the box office about special discounts that are available that you might qualify for, such as senior or student discounts, or discounts for purchasing tickets to multiple performances or season tickets.

Visit Mike Selvon portal to learn more about the box office. Your feedback is much appreciated at our asap tickets blog where a free gift awaits you.

Article Source: http://EzineArticles.com/?expert=Mike_Selvon

Read More on how to get Cheap Ticket

Great Soccer Tips for players - How to Increase You Soccer Strength Training

Tips to Increase You Soccer Strength Training

Are you interested in improving your soccer strength training regimen? Well, if you love to play soccer, you may work on this quite often. The key to being a great soccer player is having a lot of strength, as well as stamina and these aren't just going to happen overnight either.

You'll certainly have to take charge of becoming a better soccer player on your own because no one else can do it for you. One of the first criteria you should have is the desire to get more endurance to make you a better player. This will push you through those grueling workouts and allow you to see that soccer strength training is a necessity to becoming a great player.

Soccer demands a very high level of stamina and you must work at a strength training soccer program to allow you to boost your endurance as much as you possibly can. This will require much hard work as well as dedication on your part, but it you want it bad enough you can be the most valuable player on the team.

Also, you won't only build you soccer stamina, but you'll build your confidence as well. Just imagine your opponents being exhausted while you're still going strong. This is a good motivator as well to help you continue with the strength training required to make you a better soccer player.

Listed below are some great exercises to aid you building that soccer strength that can allow you to have the best endurance on the team:

1. Try jogging in place for five minutes, then start running for five minute, and then slow it back down to a jog for five more minutes. This is a great soccer endurance exercise that makes you stronger and last longer as well.

2. Do a full body squat and use your entire weight when doing so.

3. Try doing 40 press-ups in one minute, and 40 squat thrusts the next minute. This is a great soccer strength training exercise you should do daily. Try doing if six days straight and taking a couple days off then resuming it.

4. Try to curl and six-tenths of your body weight daily. This can really aid you in building your soccer stamina.

The key to developing stamina you need to play soccer is to try doing complete rounds of certain activities at an intensified level for certain periods of time. This will allow your body to get in the best possible soccer shape and increase your endurance as well. The ability to go for long periods of time is endurance and this is essential for being successful at soccer.

So, go ahead and sign up for that soccer team, after you've tried the above strength training exercises to make you a great player. By building your strength and your stamina you can increase your endurance, and these are imperative when you are interested in becoming the best soccer player any team could possibly desire to have.

To find more information on fitness, training, drills and skills for soccer for players, coaches and even parents then click below for the ultimate soccer resource.

http://www.102tips.info/soccer.html

Article Source: http://EzineArticles.com/?expert=Gareth_Humphries

Foods For More Energy - 10 Foods That Will Give You Instant Energy

I need more energy and I'm tired.

Does this sound like you?

If so, I bet when you feel like this, you normally grab a soda or a candy bar to give yourself a quick boost of energy. Hey, you're busy, I know. We all do it. That's why there's a vending machine in many office buildings and workplace break rooms. They know we are going to run out of energy and need a quick pick me up.

We know that we probably shouldn't be selecting that small bag of potato chips and a chocolate almond bar, but we tell ourselves we need something to tide us over until dinner. In fact, food does provide energy, it's just that junk food doesn't give us the best source of food energy.

What should I eat to have more energy?

Here's a list of natural foods that will provide your body with energy and stamina:

Grapes - Grapes have lots of magnesium, which converts into energy. Grapes are easy to carry around and make great snacks.

Oats - Oats are loaded with nutrients that aid in alertness and concentration. A bowl of oatmeal in the morning is a good start to the day.

Mung Beans - These crunchy sprouts are good on salads, in soups or eaten right out of the bag.

Yams/Squash - Yams are packed with vitamin C. They also help balance hormones and blood sugar levels. Squash promotes healthy circulation and good digestion.

Grains - Grains like millet, buckwheat, rye, barley and wheat contain healthy B vitamins and contribute to a steady flow of energy.

Sprouts - Any type of sprout that has been germinated is good for revitalizing the body. They also contain antioxidants, protein, trace minerals and fiber.

Peaches - Peaches are great for a quick boost of energy, as well as, helping the body eliminate toxins and regulate bowel movements.

Vegetables - Fresh vegetables (especially green ones) contain a range of energizing B vitamins, iron and magnesium. The best of these are: broccoli, spinach, and asparagus.

Wheat Grass - Wheatgrass is chock full of nutrients, in fact, it contains 25 times the nutrients of vegetables. Many people drink shots of wheatgrass juice as a general health booster. You can also find it in powder form.

Sunflower Seeds - Crunchy, nutty and plentiful, sunflower seeds are rich in protein, iron, vitamin B, zinc and magnesium.

Discover the truth about top diet plans online - do they really work? Read the reviews here http://www.StartYourDietPlan.com

Article Source: http://EzineArticles.com/?expert=Janine_Michaels

Increase you strenght and score the goal

Soccer Tips - Improve Your Soccer Coaching

The soccer tips below will help plays and coaches improve their sports and coaching skills.

Many players and coaches outside the professional atmosphere, appreciate the impact that proper conditioning can make to improve soccer skills. You could be a great player but without proper training and nutrition, your skills maybe lessen.

#1 - Remember skills could be limited by a player physical capacity. On the other hand, players with less technical capacity could be more effective in field.

#2 - There is no substitute for correct technique. But the greater a player's soccer-specific fitness, the higher the level they can apply what skill they do have.

Youth coaching is always controversial. Why? because the formative years ought to be about skill and technical development right? But where is fitness? Many coaches leave it behind.

But how many coaches (or parents) really understand the unique physiological needs of children and adolescents? They are not mini-adults, frequently, many soccer training books are made for adults or adolescents over 17.

#3 - Many coaches avoid a training plan for junior players. If you have kids or adolescents on your team, consider having one as important as having a technique plan. Why? because many excel adult athletes had a fitness training program in childhood.

#4 - Nutrition is also important in developing better skills over time. This matter must be balanced with fitness and technique.

#5 - Stress in kids and adolescents exist also out of the field, try to keep them focused and entertained while learning new skills.

Coaching is one of the most difficult professions in life but also one of the most rewarding ones!

http://soccerfootblog.blogspot.com Article Source: http://EzineArticles.com/?expert=Ben_Slim

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Care of Your Computer

Care of your computer is one of the first thing to know before buying a computer

Your computer is made to render you smooth uninterrupted service. By adhering to a few guidelines, you can avert incessant breakdown and lost of data and thus ensures its long use. You can prolong the life of your PC as follows:-

1. When cleaning your computer, first spray cleaning solution on a cloth then apply the cloth to your computer. Never spray or pour detergent directly on the system components.
2. keep your computer in a cool and well-ventilated place so that air flow from the cooling fan will not be blocked.

3. Do not use or operate your PC close to heat source.

4. keep liquids away from the computer especially when the computer is on. An accidental spill could damage the internal components.

5. Use a surge protector to maintain a constant level of power to your system. This helps to protect the computer’s internal component from damage.

6. take special care when moving the computer and avoid bunking and banging it.

7. Install an adequate fan or air-conditioner for your personal computer.

8. Make sure you run your computer in a safe temperature range.

Kissing

Your are about to discover the powerful kissing tips that will make your love partner crazy. Before I start, I will like to talk a little about kissing. Kissing is a kind of foreplay that involves touching of the lips. Below are tips that will help lovers to have great kissing with each another.If you plan to have a kiss with your lover, I will advise you to make sure you brush your teeth properly before the kissing starts. How would you feel if you kiss someone with a bad breath? Kissing someone with a bad breath could be very embarrassing. If you are not opportune to brush your teeth before the kissing, you can take a mint before the kiss. This will make your breath refreshing and romantic. Also, avoid having the mint in your mouth when you kiss.

Before you start kissing, it is also advisable that you moisturize your lips. Avoid kissing with a dry lip. Kissing with dry lips will make it difficult for you to move your lip. You can moisturize your lips by running your tongue over your lip before you start kissing.

Relax when kissing. To have a great kissing experience, you have to be relaxed. Be confidence in yourself. Do not be nervous. You don't need to rush the kiss. Just do it gently with your lips closed. You may close your eyes if you don't feel comfortable looking at your partner.

Finally, be in a comfortable position. Don't be in a position that will make the kissing energy consuming. Be in a position that will make the kissing last.

Tips on How to Become Rich

How to become Rich is one question people always continue to ask.

Don’t limit yourself. Many people limit themselves to what they think they can do. You can go as far as your mind lets you. What you believe, remember, you can achieve. -Mary Kay Ash

Yes many think that only a certain group of individuals are entitled to becoming rich in life. This is not really true. Every individual has the ability and capacity of becoming rich

Below are some tips that will help you to become rich.

»Try and utilize what you have no matter how small.

»Know your dreams.

»Be focus about your Dreams

»Know what you want

»Set goals to achieve

»Create a detailed action plan to reach your goals in life

»Always be a positive thinker

»Delete failure from your memory

»Be eager to learn and acquire new skills

»Do not procrastinate

»Take immediate actions